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Luxury Cars Under 20 Lakhs
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Vipul Verma

Updated on 05:28 PM, 26 Sep 2025 3 min

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Luxury Cars under 20 lakhs in India 2025

Luxury Cars under 20 lakhs

Luxury cars symbolise style and power. Their superior craftsmanship makes people dream of owning one. But here comes their heavy price tag. Fear no more, as due to technological advancements, all their features and design are now in budget. We have compiled a list of the best luxury cars under 20 lakhs.

List of Top 9 Luxury Cars Under 20 Lakhs

1. Isuzu D-Max

With its supreme proportions and tough exterior, the Isuzu D-Max makes quite an impression when out on the road. Inside, you'll find a roomy interior that prioritises functionality with its useful amenities. With its dependable performance, you can take on any terrain, thanks to its powerful 1898 cc diesel engine. D-Max distinguishes out in the luxury cars under 20 lakhs market thanks to its niche appeal, actual off-road skills, and high safety ratings, despite its utilitarian nature.

Isuzu D max Key Specification & Price

  • Price: Rs. 19.50 - 27.00 Lakh
  • Launch: April 2023
  • Engine: 1898 cc Diesel

  • Interior: Brown inserts, Cruise control

  • Exterior: Bi-LED headlamps, LED DRLs, Roof rails

  • Safety: 5 Star NCAP

  • Fuel Type: Diesel

  • Transmission: Manual & Automatic

  • Colours: Nautilus Blue, Red Spinel Mica, Silky White Pearl, Galena Grey, Silver Metallic, Black Mica, Splash White, Valencia Orange

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2. Mahindra XUV400

The Mahindra XUV400 exudes a modern and stylish design with its blanked-off grille, projector headlamps, and copper-coloured inserts. It offers a well-equipped cabin with a sunroof, 7-inch touchscreen infotainment system, and six airbags. Powered by a 34.5kWh or 39.4kWh battery pack, and delivers a range of up to 456 km, the XUV400 is an electric compact SUV. With its impressive drive range, feature-rich interior, and competitive price under 20 lakhs, the Mahindra XUV400 emerges as a good option as one of the best luxury car in India under 20 lakhs.

Mahindra XUV400 Key Specification & Price

  • Price: Rs. 15.49 - 17.69 Lakh
  • Launch: January 2023
  • Engine: Electric

  • Mileage: 375-456 km

  • Interior: Sunroof, 6 Airbags

  • Exterior: Arctic Blue, Everest White, Galaxy Grey, Napoli Black, Infinity Blue, Satin Copper

  • Safety: 6 Airbags

  • Fuel Type: Electric

  • Transmission: Automatic

Also Read:- Best Mileage Diesel Cars in India

3. Hyundai Creta N Line

The Hyundai Creta N Line looks sporty thanks to its unique design features, such as new bumpers, a grille with N Line badges and two exhaust tips. It has two 10.25-inch touchscreens, ambient lights , wireless smartphone connection, and a Level 2 ADAS suite on the inside. It has a responsive 1.5-liter turbo-petrol engine that can be paired with either a manual or automatic gearbox. It makes 158bhp and 253Nm of power. It's one of the best luxury cars under 20 lakhs in India because it has a great look, lots of high-tech features, and fast acceleration.

Hyundai Creta N Line Key Specification & Price

  • Price: Rs. 16.82 - 20.45 Lakh
  • Launch: March 2024
  • Engine: 1482 cc

  • Interior: 10.25" touchscreen, ambient lights

  • Exterior: Red accents, 18" alloy wheels

  • Safety: 6 airbags

  • Fuel type: Petrol

  • Colours: Abyss Black, Titan Grey Matte, Atlas White, Thunder Blue, Shadow Grey

  • Transmission: Manual and Automatic

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4. Hyundai Alcazar

With its sleek boomerang-shaped daytime lights, fancy grille, and diamond-cut wheels, the Hyundai Alcazar gives off an air of confidence and class. The inside is very nice, with ventilated front seats, 64-colour ambient lights, a panoramic sunroof, and a 10.25-inch tablet. The Alcazar has smooth performance thanks to its 1.5L gasoline and diesel engines that can be paired with either manual or automatic gears. It has a lot of useful features, is more practical, and costs less than 20 lakhs, which makes the Hyundai Alcazar a great choice in the best luxury car under 20 lakhs in India list.

Hyundai Alcazar Key Specification & Price

  • Price: Rs. 16.77 - 21.28 Lakh
  • Launch: April 2023
  • Engine: 1482 to 1493 cc

  • Mileage: 18.1 to 20.4 kmpl

  • Interior: Ventilated seats, 64-colour ambient lights

  • Exterior: Puddle lamps, boomerang-shaped DRLs

  • Safety: 6 airbags, electronic parking brake

  • Fuel Type: Petrol & Diesel

  • Colours: Typhoon Silver, Starry Night, Titan Grey, Atlas White, Ranger Khaki, Abyss Black

  • Transmission: Manual & Automatic

Also Read:- Best Car For Tall People

5. MG Hector Plus

With its enormous design and roomy interior, the MG Hector Plus exudes a powerful presence. It provides a technologically advanced experience with amenities which include a 14-inch touchscreen, a Level 2 ADAS suite, and a 360-degree camera. It guarantees sufficient power and refinement thanks to a variety of petrol and diesel engines, and has a 2.0-liter diesel with 168 horsepower. Its position among luxury cars in India under 20 lakhs is assured by its blend of premium amenities and affordable cost.

MG hector Plus Key Specification & Price

  • Price: Rs. 17.00 - 22.88 Lakh
  • Launch: April 2023
  • Engine: 1451 to 1956 cc

  • Interior: Feature-laden, white and black theme

  • Exterior: Chrome grille, revised tail lights, 7 Colours

  • Safety: 6 airbags, Level 2 ADAS suite

  • Fuel Type: Diesel & Petrol

  • Colours: Glaze Red, Starry Black, Candy White, Aurora Silver, Candy White with Starry Black, Havana Grey, Dune Brown

  • Transmission: Manual & Automatic

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6. Tata Safari

The Tata Safari has a sleek and powerful appearance, combines premium looks with a large interior. It has a feature-rich interior, which includes a big touchscreen infotainment system, digital instrument cluster, and ADAS suite. The Safari is powered by a 2.0L diesel engine paired to manual or automatic transmissions and delivers powerful performance. The Tata Safari deserves its spot among best luxury cars under 20 lakhs thanks to its comprehensive safety package, which includes a 5-star GNCAP certification, sumptuous amenities, and competitive price.

Tata Safari Key Specification & Price

  • Price: Rs. 16.19 - 27.34 Lakh
  • Launch: October 17, 2023
  • Engine: 1956 cc, 168 bhp

  • Mileage: 14.5 to 16.3 kmpl

  • Interior: Feature-laden, modern cabin

  • Exterior: New grille, LED light, connected tail lamp

  • Safety: 5 Star Bharat NCAP, 7 airbags

  • Fuel Type: Diesel

  • Colours: Cosmic Gold, Oberon Black, Galactic Sapphire, Stardust Ash, Stellar Frost, Supernova Copper, Lunar Slate

  • Transmission: Manual & Automatic

Also Read:- Best Car for City Driving

7. Toyota Innova Crysta

The Toyota Innova Crysta showcases a familiar, sturdy presence with its timeless design. Inside, it offers spacious seats and practical adjustability. Equipped with an eight-way powered driver seat, rear AC vents with digital display, and an eight-inch touchscreen infotainment system, it ensures comfort and convenience. Powered by a 2.4-litre diesel engine which produces a 148bhp, it prioritises efficiency and performance. Despite its age, its reputation for reliability, spaciousness, and practicality secures its position as one of the best luxury car in India under 20 lakhs.

Toyota Innova Crysta Key Specification

  • Price: Rs. 19.99 - 26.30 Lakh
  • Engine: 2393 cc, 148 bhp
  • Mileage: 14 kmpl

  • Interior: Powered driver seat, rear AC vents

  • Exterior: Chrome highlights, black insert between tail lights

  • Safety: 5 Star ASEAN NCAP rating

  • Fuel Type: Diesel

  • Colours: Platinum White Pearl, Superwhite, Silver Metallic, Attitude Black Mica, Avant Garde Bronze Metallic

  • Transmission: Manual

Also Read:- Fuel Efficient Diesel Cars in India

8. Toyota Innova Hycross

The Toyota Innova Hycross exudes a muscular and premium appearance with its trapezoidal grille, sleek LED headlights, and wraparound tail lights. It offers a feature-rich dual-tone cabin with a 10.1-inch touchscreen infotainment system. The power behind the Hycross is a choice of a 2.0L petrol engine or a petrol-hybrid system mated to a CVT. With its smart construction, drivers aids, and effortless hybrid tech, the Innova Hycross qualifies as a luxury offering under 20 lakhs, provides ample space and a comfortable drivers experience.

Toyota Innova Hycross Key Specificaiton & Price

  • Price: Rs. 19.77 - 30.98 Lakh
  • Launch: December 28, 2022
  • Engine: 1987 cc, 172-183 bhp

  • Mileage: 16.13 to 23.24 kmpl

  • Interior: 10.1" touchscreen, three-row seats

  • Exterior: Muscular grille, LED headlights, wraparound tail lights

  • Safety: 6 airbags, drivers aids

  • Fuel Type: Petrol & Hybrid

  • Colours: 7 options available

  • Transmission: Automatic

9. Tata Harrier

The Tata Harrier is an eye-catching SUV that makes a strong impression thanks to its daring design features. Inside, you'll find a plethora of contemporary amenities, such as a panoramic sunroof, ventilated front seats, and a big touchscreen infotainment system. With its 2.0-liter diesel engine and choice of manual or automatic gearboxes, it has a powerful 168 horsepower under the hood. Among luxury cars under 20 lakhs in India, the Harrier stands out for its upmarket amenities, powerful performance, and seven airbags, among other safety measures.

Tata Harriar Key Specification & Price

  • Price: Rs. 15.49 - 26.44 Lakh
  • Launch: October 17, 2023
  • Engine: 1956 cc, 168 bhp

  • Mileage: 14.6 to 16.8 kmpl

  • Interior: 12.3" touchscreen, ventilated seats, panoramic sunroof

  • Exterior: LED lights, 19" alloy wheels, Harrier lettering

  • Safety: 5-star NCAP rating, 7 airbags, Level 2 ADAS suite

  • Fuel Type: Diesel

  • Colours: Sunlit Yellow, Coral Red, Pebble Grey, Lunar White, Oberon Black, Seaweed Green, Ash Grey

  • Transmission: Manual & Automatic

    Conclusion

We hope that this blog would have helped you get a better understanding that luxury and affordability have now joined hands. The cars under 20 lakh segment offers surprisingly good options when it comes to the luxury cars. If you are on the lookout for a car that is full of elegance and power, you should definitely go for these. Make sure to check out our other cars list at Park+.

Vipul Verma

SEO Assistant Manager & Car Enthusiast

Meet Vipul Verma, our talented SEO Assistant Manager and Car Enthusiast. With a passion for automobiles that knows no bounds, Vipul finds joy in exploring the world of cars and related vehicles. Armed with a wealth of knowledge and a keen interest in the automotive industry, Vipul excels in creating captivating content about cars. Vipul's enthusiasm for all things automotive shines through in every piece of writing. As an SEO Assistant Manager, Vipul combines expertise with creativity, ensuring that the content not only informs but also engages readers. Whether it's discussing the latest car models, exploring innovative technologies, or sharing valuable maintenance tips, Vipul's articles are a treasure trove for fellow car enthusiasts and those seeking reliable information about vehicles.

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