Get Instant Personal Loan Starting from 9.99% Annually
Enter details to check eligibility now
Salaried
Self Employed
Check Best Personal Loan offers
Loan Approval in 30 seconds
Lowest Processing Fees
Highlights of Loan on Park+
Instant Loan upto ₹15 Lakh
Instant disbursal
Approval in 30 seconds
Why Choose
Park+
Get paperless loans from India's top banks only on Park+
Approval in
30 seconds
Loan amount
upto 15 lakhs
80+ RBI
approved lenders
Lowest
Processing Fees
Get an Instant Personal Loan Online with Park+
A personal loan is an unsecured loan provided by lenders such as financial institutions, banks, etc., to help you meet financial liabilities/responsibilities. It is a multi-purpose loan, which means that the loan amount can be used for any purpose, say medical emergency, travel, wedding, education, home renovation, consolidating existing debts, or any other purpose.
The loan doesn’t ask for any collateral security, making it easily accessible for a large audience and particularly for those who are in great need of finances. Individuals with a high credit score are most likely to get a personal loan. Repaying the loan amount within the chosen tenure further helps improve the credit score as well.
Why Choose Park+ for Personal Loans?
Park+ offers a simple, digital interface and straightforward process to help people get an instant personal loan without much hassle. Park+ is in partnership with the lenders, making the complete process of applying for the loan and getting it disbursed smoothly and quickly.
Park+ brings you the best offers from 30+ verified lenders after reviewing your personal loan eligibility and fetching data securely from the Credit Bureau. We bring flexible personal loan options in partnership with top banks and NFBs (RBI-approved) to ensure you avail the benefit of affordable personal loan interest rates.
Enjoy a 3-step simple online loan application process and get personal loan instant approval. The loan approval highly depends on the creditworthiness of the individual and their income. Moreover, at Park+, get a customizable loan experience catered to meet your financial needs in the way you want. Hurry up and apply for the low interest personal loans to fulfill your financial needs on the go!
How to apply for a personal loan through Park+?
For a personal loan apply online, perform these simple steps:
Enter your full name as per the PAN card in the space provided above.
Provide your mobile phone number.
Select an employment status: Salaried or Self-employed.
Click ‘Apply Now’.
Personal Loan EMI Calculator
Principal Amount
₹0.00
Interest Amount
₹0.00
Total Amount Payable
₹0.00
EMI per month
₹0.00
Personal loan eligibility criteria
Generally takes less than a minute
Personal details & Documents required | |||
|---|---|---|---|
Age | 21 - 60 years | ||
Income | Starting from ₹20,000 | ||
Employment | Salaried / Self-employed | ||
Credit Score (Cibil, CRIF, Experian, Equifax) | 600 and above | ||
Latest Payslip | Last 3 months | ||
Bank Statements | Last 3 months | ||
Debt-to-income ratio | Lower EMI/income = better repayment | ||
KYC Documents | Passport / Driving License / Pan Card / Aadhaar Card with DOB / Voter ID | ||
Simple 3 steps application
Within 30 Seconds
Fill Online Application Form
Fill the online application form Initiate the process by completing the ‘Personal Loan’ application form.
Minimum documents
Upload KYC & Income Proof
Upload KYC & Income ProofComplete the KYC process and submit the income proof for smooth process.
5 minutes disbursal
Set EMI Autopay for Quick Disbursal
Activate EMI Autopay today and enjoy a smooth disbursal process. Ensure timely payments with automated EMIs.
Find best personal loan offers
L&T Finance
Lowest Income requirement
100% Digital Process*
Max. Loan Amount
Upto ₹15 Lakhs
Rate of Interest
12%
Tenure upto
Upto 48 Months
Processing Fee
Upto 3%
Prefr
Lowest Income requirement
100% Digital Process*
Max. Loan Amount
Upto ₹5 Lakhs
Rate of Interest
14%
Tenure upto
Upto 48 Months
Processing Fee
Upto 3%
Fibe
Lowest Income requirement
100% Digital Process*
Max. Loan Amount
Upto ₹5 Lakhs
Rate of Interest
18%
Tenure upto
Upto 48 Months
Processing Fee
Upto 3%
How to apply for personal loans
Park+
Traditional Banks
Testimonials
Aman Jha, Mumbai
Personal loan customer at Park+
Verified User
Compared interest rates on every platform I could find. Park+ still offered me the lowest rate. The entire loan journey from checking eligibility to receiving the money felt surprisingly smooth and easy.
2025-09-02
Md. Atif, Noida
Personal loan customer at Park+
Verified User
I did not want to depend on family or friends again. With Park+ the loan was approved in minutes with no explanations and no awkward questions. It genuinely felt like someone finally understood what hassle free lending should be.
2025-12-20
Rajesh Shakya, Delhi
Personal loan customer at Park+
Verified User
When my car broke down, I urgently needed funds for the repair. Park+ Money helped at the right moment. Quick approval, clear communication and the money reached me fast. It honestly saved me from a big inconvenience.
2025-08-24
Suresh Singh, Chandigarh
Personal loan customer at Park+
Verified User
Zero paperwork and zero calls. I did not have to upload multiple documents or wait for long verifications. Park+ directly transferred the money into my account. This was the smoothest and most stress free loan experience I have had.
2025-03-16
Ganesh VV, Chennai
Personal loan customer at Park+
Verified User
I was worried about missing my credit card payment. Park+ made the process effortless. It took less than 5 minutes to get the loan and clear the bill. A fast and reliable option when you need help immediately.
2025-06-20