Privacy Policy
All information related to vehicles is retrieved from the data aggregators which is publicly available. Park+ does not represent any Government entity. The information is original & we are displaying the data in the Public Interest.
We collect the personal information you give us such as your name, address, email address, phone number, location and vehicle license plate number.
Email marketing (if applicable)
With your permission, we may send you emails about our store, new products and other updates.
Telemarketing (if applicable)
With your permission, we may call you to cross sell about our new products and offerings.
To improve customer service:
Your information helps us to more effectively respond to your customer service requests and support needs.
To process transactions:
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
By using Park+ or any other domain owned by the Company, you authorize Park+ (including its representatives, affiliates, and its business partners) to contact you via via email, phone call or SMS and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers, for which your information may be collected in the manner as detailed under this policy. You hereby agree that you authorize Park+ to contact you for the above mentioned purposes even if you have registered yourself under DND or DNC or NCPR service(s). Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.
To provide accurate insights on User trips
Through our product called 'Drive+', we collect your location data to track user's trips and provide meaningful insights in terms of driving score, speed graph, violations made during the trip. We require continuous access to location data to track the user trips when the app is not running in the background so that the user doesn't miss any of their trip's data, and there is accuracy in the data provided by us.
How do you get my consent?
When you provide us with personal information to complete a transaction, verify your credit card, place an order, we imply that you consent to our collecting it and using it for that specific reason only.
If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.
How do I withdraw my consent?
If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at [email protected]
How do I withdraw my all time location access?
If you do not wish to provide all-time location access to us, you may, at any time, change the settings to "Allow only while using the app" or turn off my "all-time location access".
About contact list consent Our app may request access to your contact list on your mobile device. This access is requested to enhance and streamline your bill payment experience within the app. We will only access and utilise the contact information for the sole purpose of facilitating bill payments within the app. We will not share or use this information for any other purpose, including marketing or third-party activities. By granting the app access to your contact list, you consent to the utilisation of this information solely for the purpose stated above. If you choose not to grant access to your contact list, you can still use our app for bill payments. However, the contact list feature will not be available.
We may disclose your personal information if we are required by law to do so or if you violate our Terms of Service.
We use third-party payment gateways such as PayU, Juspay, and other PCI-DSS–compliant service providers to process payments securely. We do not store or process your debit or credit card information on our servers.
All payment information is encrypted and handled in accordance with the Payment Card Industry Data Security Standard (PCI-DSS). Your transaction data is used only for completing the payment and is not stored after the transaction is completed.
Our payment partners comply with PCI-DSS standards governed by the PCI Security Standards Council, supported by major card networks such as Visa, MasterCard, American Express, and Discover.
For more details, please refer to: PayU: https://www.payu.in Juspay: https://juspay.in
In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.
However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.
For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.
In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.
Once you leave our store’s website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.
Links
When you click on links on our store, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.
The Protected Information and Usage Information we collect is securely stored within our databases, and we use standard, industry-wide, commercially reasonable security practices such as encryption, firewalls and SSL (Secure Socket Layers) for protecting your information.
All our endpoints/ Domains are protected with HTTPS with 2048/4096 bit encryption and issued/signed by trusted CA. This helps to ensure information flowing wire to our server is encrypted and your data safely reaches us. Client/Browser side vulnerability can still result in issues, we recommend you to keep your system up to date and take appropriate actions to deal with virus/trojanhorse etc. locally.
Your data is saved in our database and is protected via ACL/ user authentication and passwords are rotated periodically to ensure your safety. We take the appropriate major measures to ensure only our application server could access the database.
We periodically take backups of our database for disaster recovery, all our backups are kept isolated with encryption to ensure your data is safe.
Once data reaches its retention expiry, it is deleted using tools like shred which help to ensure data is safely deleted and non-recoverable.
However, as effective as encryption technology is, no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that information you supply won't be intercepted while being transmitted to us over the Internet or wireless communication, and any information you transmit to the Company you do at your own risk. We recommend that you not disclose your password to anyone.
We use cookies to maintain session of your user. It is not used to personally identify you on other websites.
By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.
We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.
If our store is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to sell products to you.
By using bill payment services on Park+, you consent to the processing and sharing of your information with authorized bill payment partners and networks solely for completing your transaction in compliance with applicable regulations. By submitting your details for availing bill and payment services on Park+, you hereby grant your clear, explicit and voluntary consent to Park+ to access, retrieve and procure your bill and related account information from the respective service providers.
if you avail the lending services through Park+ mobile app, Section 12 of this Policy will be applicable to you. In the event of any conflict between the contents of other sections of this policy and this section, the provisions of this section shall prevail to the extent of such conflict.
You may request us to delete your information or revoke the consent to access or opt out of processing your application by submitting a request for account deletion through the Park+ mobile app via the profile section. On submitting a request to delete Your account, you confirm/understand that:
You will receive no further communications from Park+.
| S.No. | Entity | Purpose for sharing |
|---|---|---|
| 1 | Prefr | Personal Loan |
| 2 | IndiaLends | Personal Loan |
| 3 | Kisetsu Saison Finance(India)Private Limited | Credit Line |
| 4 | L&T Finance | Personal Loan |
| 5 | Poonawalla Fincorp | Personal Loan |
| 6 | Fibe ( Early Salary ) | Personal Loan |
| Level | Action | Details |
|---|---|---|
| L1 | Raise a ticket on Park+ App | Play Store or App Store |
| L2 | Raise request over mail | [email protected] |
| L3 | Raise to GRO | Park+ Grievance Officer Name: Jatin Saroha Email ID: [email protected] Number: 9267997851 Kisetsu Saison Finance Grievance Officer: Emaad Khan Email ID - [email protected] Email ID- [email protected] Number: 9962003070 L&T Finance GRO Mr. Vinod Varadan Grievance Redressal Officer Contact Number: 1800 1020 476 ( All Days of the week (Except National Holidays) From 9 AM to 6 PM IST) Email ID: [email protected] Website: https://www.ltfs.com/grievance-redressal |
We collect personal information that you voluntarily provide to us when you register for or use our services, express an interest in obtaining information about our company, products, or services, participate in activities offered through the services, or otherwise communicate with us. The nature of the personal information collected depends on the context of your interactions with us, the choices you make, and the products or features you use.
Personal Information Provided by You
The personal information we may collect includes the following:
NOTE: We collect and process this information solely for legitimate business purposes and in accordance with applicable data protection laws.
Lender Matching & Listing: -
Park+’s algorithm evaluates the customer’s profile and identifies suitable lenders based on eligibility criteria.
User Journey
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this Policy will require us keeping your personal information for longer than the period of time in which users have an account with us. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
Restrictions on the use of data
Log and Usage Data. Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called ”crash dumps”), and hardware settings).
Device Data. We collect device data such as information about your phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.
Location Data. We collect location data such as information about your device’s location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt-out, you may not be able to use certain aspects of the Services.
KSF Grievance Redressal Officer:
Officer Name- Ms. Preethi Nair
Address:
IndiQube Lexington Tower, First Floor,
Tavarekere Main Rd, Tavarekere,
S.G. Palya, Bengaluru, Karnataka 560029
Contact: 9962003070
Email:
[email protected]
[email protected]