New India Assurance is a renowned name in the Indian insurance industry, having a rich legacy of over a century. Established in 1919, the company has been catering to the diverse insurance needs of individuals and businesses across the country.
The New India Car Insurance policy offers a host of benefits to its customers, making it an attractive option for car owners. The policy covers third-party liabilities, ensuring that customers are protected against any legal liabilities arising from accidents involving their cars.
The premiums for the New India Car Insurance policy are affordable, making it an accessible option for car owners across the country. The policy can be purchased online, making the process quick and hassle-free.
Customers can also avail of 24x7 customer support services offered by the company, ensuring that all their queries and concerns are addressed promptly.
The New India Car Insurance policy is a comprehensive insurance product that offers a wide range of benefits to car owners in India. Here are some of the key features and benefits of the policy:
New India Car Insurance policy provides comprehensive coverage to car owners in India. The policy offers a wide range of add-on covers to enhance the coverage offered by the policy. Here are some of the add-ons available with the New India Car Insurance policy:
You can choose the add-ons that suit your needs and enhance the coverage offered by the policy. It is always recommended that you carefully read the terms and conditions of the policy and the add-ons before purchasing.
Filing a claim can be a complex process, which is why it is important to be aware of the procedure and the documents required beforehand.
The following are the different scenarios when a claim request can be raised:
Filing a claim is an essential part of the car insurance process. It is important to know how to file a claim and the documents required to do so to ensure a hassle-free process.
To file a car insurance reimbursement claim, customers can follow the below steps:
You can also file a reimbursement claim by visiting the nearest branch office of the insurance company or by contacting their customer service helpline.
Here are the documents required for a cashless claim:
Car insurance policy document
Valid driving license
Copy of the car registration certificate
Cashless request form
Here are the documents required for a reimbursement claim:
Car insurance policy document
Valid driving license
Copy of the car registration certificate
Bills/receipts of expenses incurred
FIR (in case of theft or an accident)
There are various reasons why a car insurance claim can be rejected by the insurance company, including:
New India Assurance offers a No Claim Bonus (NCB) to its customers as a reward for not making any claims during the policy period.
The NCB can be availed at the time of policy renewal and applies to both third-party and comprehensive policies.
The NCB percentage can range from 20% to 50% depending on the number of claim-free years.
If the policyholder does not make any claims during the policy term, the NCB discount increases every year.
However, in case of a claim, the NCB will be reduced in the subsequent policy period.
The NCB can be transferred to a new vehicle or policyholder in case of vehicle sale or change of ownership.
A car insurance premium calculator is an online tool that helps customers calculate the premium for their car insurance policy based on their specific requirements.
It takes into account various factors such as the make and model of the car, the age of the car, the location of the insured, the type of policy, and the add-ons selected, among others.
Using a car insurance premium calculator is a simple process that involves the following steps:
By using the calculator, you can select a policy that meets your requirements and budget, thereby ensuring peace of mind and financial security while on the road.
Here are the benefits of using a car insurance premium calculator:
The website for New India Assurance is a comprehensive platform for customers to purchase car insurance policies, renew their policies, and make claims. It also provides detailed information about the various policies offered by the company, the add-ons available, and the terms and conditions of the policies.
The customer care executives are available 24x7 to assist customers with their queries and concerns related to policy purchases, renewal, and claims.
The website for New India Assurance is www.newindia.co.in. The customer care number for car insurance-related queries is 1800-209-1415
The car insurance policy document is a crucial document that contains all the terms and conditions of the car insurance policy purchased by the customer. It serves as proof of insurance coverage and contains all the details of the policy purchased by the customer.
The policy document captures important details such as the policy number, the insured vehicle's details, the name of the insured person, the coverage amount, the premium amount, and the policy period. It also contains information about the add-ons purchased by the customer and their coverage.
In case of any discrepancies or errors in the policy document, the customer must inform the insurance company immediately to avoid any issues during the claim settlement process. The policy document must also be kept in a safe and easily accessible place to avoid any loss or damage.
Here are the steps to download the New India car insurance policy online using the policy number:
It is important to note that the policy document may take some time to get generated, and it is advisable to cross-check the details of the policy before downloading it.
In case of any discrepancies, you can contact the customer care team of New India Assurance to get it rectified.
To request a hard copy or physical copy of the New India Car Insurance policy, you can follow these simple steps:
The customer care team will process your request and dispatch the hard copy of your policy document to your registered address.
If you wish to make changes to your New India Car Insurance policy document, you can do so by following these steps:
You can make changes to your policy document such as updating personal details, adding or removing add-ons, changing the policy tenure or type, and modifying the sum insured.
It is important to ensure that the changes are made before the renewal date of your policy to avoid any issues in the future.
The New India Car Insurance policy can be renewed annually, and it is recommended to renew the policy before the expiry date to avoid any lapse in coverage.
Renewing your policy with New India Assurance comes with several benefits, including the following:
To renew your New India Car Insurance policy, you can follow these simple steps:
It is essential to renew your policy on time to ensure uninterrupted coverage for your car.
Third-party car insurance is a type of insurance policy that provides coverage to the insured against any legal liability arising out of damages or injuries caused to a third party due to an accident involving the insured vehicle.
In India, all car owners must have a third-party insurance policy under the Motor Vehicles Act, of 1988. This is because third-party car insurance helps protect the interests of the public who may suffer losses or damage due to the actions of a car owner.
Without third-party insurance, car owners would be personally liable for any damage or injury caused to third parties, which can result in hefty financial burdens and legal consequences.
Third-party car insurance covers the insured's legal liabilities towards third parties in the event of an accident involving the insured vehicle. The policy provides coverage for the following:
It is important to note that third-party car insurance does not cover damages or losses suffered by the insured vehicle or the insured person in case of an accident. For this, a comprehensive car insurance policy is required.
New India offers two types of car insurance policies - Third-Party Liability Insurance and Comprehensive Insurance.
Third-Party Liability Insurance covers the insured's legal liabilities towards third parties in case of any damage to their property, injury, or death caused due to the insured vehicle.
Comprehensive Insurance provides coverage for damages or losses caused to the insured vehicle due to accidents, theft, natural calamities, and any legal liabilities arising out of such incidents.
Yes, New India allows you to customize your car insurance policy by opting for additional covers like zero depreciation, engine protection, personal accident cover, etc.
Yes, all car owners in India must have at least Third-Party Liability Insurance as per the Motor Vehicles Act 1988.
Yes, you can buy or renew your New India Car Insurance policy online through the company's website or mobile app.
You can file a claim under your New India Car Insurance policy by contacting the company's customer service team or by visiting the nearest New India branch.
You need to submit a copy of your policy document, a copy of your driving license, an FIR copy (in case of theft or accident), and any other documents as requested by the company.
Yes, you can transfer your NCB to your New India Car Insurance policy from your previous insurer, provided you renew your policy within 90 days of the previous policy's expiry.
You can renew your New India Car Insurance policy online through the company's website or mobile app, or by visiting the nearest New India branch.