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Bajaj General Car Insurance
Bajaj General Car Insurance

Bajaj General Car Insurance

Trusted by MillionsUpto 90% off on premiumPlans starting from ₹1099
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Buy or Renew Car Insurance to Protect Against

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Accidental damage costs

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Bajaj General Car Insurance Plans

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repair glass included
Bajaj General Insurance car insurance logo

Bajaj General Insurance

Zero depreciation addon logo

Zero depreciation

Cashless garage addon_logo

Cashless garage

More addon_logo

+3 more ADD ONS

₹3,416

Exclusive of GST

What is Bajaj General Car Insurance?

Car insurance is a safety net that helps the insured (policyholder) cope with financial losses arising from vehicle damage. It prevents the insured from the monetary losses occurring out of accidents, theft, fire, or other possible risks to the vehicle and to themselves.

The car insurance is a contract wherein the insurance company promises to cover the financial damages, as stated in the policy. The policyholder needs to pay a fixed amount called ‘Premium’ at the agreed periods as per the contract.

Car insurance is a contract and a legal obligation that essentially covers the loss caused by your vehicle to the third party's property and life as per the IRDAI regulations. Depending on the type of insurance, the coverage and the premium vary. There are several types of insurance designed to meet the diverse needs of vehicle owners and cover financial losses in the event of an accident or any other mishap covered under the selected car insurance policy.

Bajaj General car insurance is one of the top and trusted car insurance providers offering financial coverage (as mentioned in the policy) to the insured in case of any damage to the vehicle. The company offers third-party, own damage and package car insurance policies to help insured get the coverage they want. In addition to this, Bajaj General also allows insured to customise their policy by choosing add-ons that they find highly suitable.

What is Car Insurance

What are the key features of Bajaj General Car insurance?

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Cashless Garages

7200+

No Claim Bonus (NCB)

Up to 50%

24*7 Assistance

Yes

Add-ons

Yes

Third-party Coverage

Yes

Own Damage Cover

Yes

Car Insurance Premium

Starts at ₹2,094* (subject to change)

Claim Settlement Time

20 minutes

Types of Bajaj General car insurance policy

Bajaj General Third Party Car Insurance Policy_icon

Bajaj General Third Party Car Insurance Policy

Mandatory by law. Covers damages or injuries caused to others, but not your own car

Bajaj General Comprehensive Car Insurance Policy_icon

Bajaj General Comprehensive Car Insurance Policy

Covers both your car and third-party damages. Protects against accidents, theft, fire, and natural disasters

Bajaj General Own Damage Car Insurance Policy_icon

Bajaj General Own Damage Car Insurance Policy

Protects only your car from accidents, theft, or disasters. Doesn’t cover third-party liabilities

Bajaj General Pay as you Drive Car Insurance Policy_icon

Bajaj General Pay as you Drive Car Insurance Policy

Flexible plan where premium depends on how much you drive. Ideal for low-mileage users

Coverage under Bajaj General car insurance

What is Covered in Policy

Covered Icon

Third-party liabilities

Covers third-party liabilities, including third party death, disability & property damages

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Accidents

Covers accidents, including third party liabilities and property damage.

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Theft

Covers theft, including third party liabilities and vehicle recovery costs.

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Man-made acts

Covers man-made acts, including third party liabilities and related damages.

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Natural calamities

Covers natural calamities, including third party liabilities and environmental damages.

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Fire

Covers fire, including third party liabilities and property damages.

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Animal attack

Covers animal attack, including third party liabilities and injuries.

What is Not Covered in Policy

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Depreciation

Depreciation is not covered, which reduces the insured declared value (IDV) of your vehicle over time, affecting claim payouts for own-damage.

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Invalid driving license

Claims are denied if the driver holds an invalid or expired license, as this violates policy terms requiring a valid license at the time of the accident.

Not Covered Icon

Drunk driving

Any incident involving driving under the influence of alcohol or drugs voids the claim, as it constitutes reckless behavior excluded from coverage.

Not Covered Icon

Outside Geographical area

Coverage does not extend beyond specified geographical limits, such as international borders or restricted zones defined in the policy.

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Mechanical failure

Damage due to mechanical or electrical breakdowns is not covered unless resulting from an accident; routine wear and tear are excluded.

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Illegal driving

Claims are invalid for vehicles used in illegal activities or modifications that contravene regulations, including unauthorized racing or overloading.

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Damage due to war

Loss or damage from war, invasion, nuclear risks, or civil commotion is explicitly excluded under standard policy clauses.

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Why car insurance important in India ?

Car insurance is mandatory by law in India

Mandatory by Law

Ensures you comply with Indian traffic rules and avoid fines or penalties

Car insurance covering physical damage repairs

Physical damage to your car

Protects against costly repairs from accidents, fire, or theft

Third-party liability coverage under car insurance

Liability towards third-party

Covers injury or death of others in an accident caused by your car

Personal accident cover in car insurance

Personal accident cover

Ensures financial support for you or your family in case of injury or death

Car insurance protection against high repair costs

Protection against repair costs

From minor scratches to major accidents, your policy keeps repair costs in check.

Third-party injury cover under motor insurance

Third-Party Injury Cover

TP cover handles third-party treatment expenses after an on-road mishap, protecting you from hefty medical bills.

Compensation for third-party death or disability

Protection for Death/Disability

Accident caused by your car: compensation for third-party disability, and for death, support to their dependents.

Personal accident cover for car owner or driver

Personal Accident Cover for the Driver

PA cover provides compensation to the owner/driver’s family in case of death, easing severe financial stress.

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How to buy

How to Renew

How to claim

Documents required

How to buy the Bajaj General car insurance policy?

Safeguard your car from the consequences of unforeseen circumstances. Get a reliable Bajaj General car insurance plan through Park+ quickly and in a hassle-free way.

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1

Begin your journey

Start your journey by visiting Park+ and reaching the ‘Insurance’ section.

2

Input details

Enter the required details, such as ‘Vehicle Number’, to get the quotes.

3

Compare, customise and choose

Review and compare the Bajaj General policy features, add-ons, terms and conditions, etc., to make an informed decision

4

Complete KYC and pay

Verify your details by completing KYC and make the payment to buy a Bajaj General car insurance policy.

How to renew Bajaj General car insurance policy?

Kick out even the bare minimum possibility of financial losses occurring out of car accidents or other adverse situations by renewing your Bajaj General car insurance policy with Park+ on time.

How to buy logo
1

Begin the car insurance renewal journey

Navigate to the ‘Car Insurance Renewal’ section on the Park+.

2

Provide the required details

Input your vehicle registration number, name, and mobile number to proceed with the car insurance process.

3

Choose, Customise and Review Your Insurance Plan

Explore Bajaj General car insurance plans, select suitable add-ons, and review your details along with the final premium before proceeding.

4

Make a Secure Payment and Renew Instantly

Select your preferred payment method, complete the payment, and get your Bajaj General car insurance renewed instantly.

How to claim Bajaj General car insurance policy?

Meet an accident/mishap? Worry not! Perform the listed actions from Bajaj General car insurance to claim your monetary loss securely and quickly.

How to buy logo
1
Report the Incident Promptly

File an FIR (if necessary) and notify Bajaj General immediately to initiate the claim process.

2

Provide Supporting Evidence

Submit all relevant evidence, including photos and videos, to your insurer to facilitate smooth claim processing.

3

Damage Assessment and Vehicle Repair

The insurer will assess the damage, and upon approval, your vehicle will be sent to an authorised garage for repairs.

4

Claim Settlement After Repairs

Once repairs are completed, the Bajaj General will settle the claim according to your policy terms.

What are the documents required to buy Bajaj general car insurance policy ?

Here are the necessary documents one should have at the time of buying a Bajaj General car insurance policy and to get a claim.

How to buy logo
1

Bajaj General Car Insurance proposal form (duly filled and signed)

A completed and signed Bajaj General Car insurance proposal form is required to initiate the insurance process.

2
Copy of R.C.

A copy of the vehicle's Registration Certificate (R.C.) must be submitted as proof of ownership and registration.

3
Vehicle’s invoice

The original invoice of the vehicle should be provided to verify the purchase details and vehicle model.

4
Identity proof of the applicant (vehicle owner)

A government-issued identity proof (e.g., Aadhar, Passport, or Driver’s License) is required to confirm the vehicle owner's identity.

5
Address proof of the applicant (vehicle owner)

A valid address proof (e.g., utility bill or bank statement) is necessary to verify the applicant’s residential details.

6
Other documents/details as required by the Bajaj General

Additional documents or information may be requested by the Bajaj General to complete the policy issuance process.

View Plans

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Calculate Bajaj General Car Insurance Premium

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Calculate your premium quickly using car insurance calculator. Simply select your car's brand, make, model, and other details and get the payable premium in seconds.

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FAQs - Bajaj General Car Insurance

What is a deductible?

Deductible is a certain amount of money that the policyholder has to pay out of his pocket to met medical or other expenses before the insurance company pays for the expenses covered under the policy.

Does Go Digit offer customisable add-ons?

Yes, Go Digit offers 11 customisable add-on covers, allowing people to secure their car in the way they want.

Can I renew my Go Digit car insurance policy online?

Yes, policyholders can easily renew their car insurance policy online.

Is tyre damage covered under the Go Digit car insurance policy?

No, the standard car insurance doesn’t cover tyre damage. However, policyholders can opt for a tyre protection add-on cover to protect the vehicle’s tyres.

Can I correct the chassis number in Go Digit car insurance policy?

Yes, policyholders can request the insurer to rectify the chassis number of their vehicle by connecting with the concerned person/support desk.

Is car insurance mandatory in India?

Yes, under the Motor Vehicle Act 1988, it is mandatory for all registered vehicles in the country to have third-party car insurance.

What factors determine the premium?

Premium is decided considering several factors such as age of the vehicle, geographical location, gender, type of insurance, make and model of the vehicle, etc.

How much time does it take to get a digital copy of insurance?

It usually takes a couple of minutes to get a digital copy of car insurance, say 5-10 minutes

Can I cancel my Go Digit car insurance claim?

Yes, policyholders can easily cancel their car insurance claim by just connecting with the concerned representative, requesting cancellation of the car insurance claim.

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