



Accidental damage costs

Vehicle theft

Traffic challan penalties



Zero depreciation

Cashless garage

+3 more ADD ONS
₹3,416
Exclusive of GST
Car insurance is a safety net that helps the insured (policyholder) cope with financial losses arising from vehicle damage. It prevents the insured from the monetary losses occurring out of accidents, theft, fire, or other possible risks to the vehicle and to themselves.
The car insurance is a contract wherein the insurance company promises to cover the financial damages, as stated in the policy. The policyholder needs to pay a fixed amount called ‘Premium’ at the agreed periods as per the contract.
Car insurance is a contract and a legal obligation that essentially covers the loss caused by your vehicle to the third party's property and life as per the IRDAI regulations. Depending on the type of insurance, the coverage and the premium vary. There are several types of insurance designed to meet the diverse needs of vehicle owners and cover financial losses in the event of an accident or any other mishap covered under the selected car insurance policy.
Bajaj General car insurance is one of the top and trusted car insurance providers offering financial coverage (as mentioned in the policy) to the insured in case of any damage to the vehicle. The company offers third-party, own damage and package car insurance policies to help insured get the coverage they want. In addition to this, Bajaj General also allows insured to customise their policy by choosing add-ons that they find highly suitable.

[object Object] | [object Object] |
|---|---|
Cashless Garages | 7200+ |
No Claim Bonus (NCB) | Up to 50% |
24*7 Assistance | Yes |
Add-ons | Yes |
Third-party Coverage | Yes |
Own Damage Cover | Yes |
Car Insurance Premium | Starts at ₹2,094* (subject to change) |
Claim Settlement Time | 20 minutes |

Mandatory by law. Covers damages or injuries caused to others, but not your own car

Covers both your car and third-party damages. Protects against accidents, theft, fire, and natural disasters

Protects only your car from accidents, theft, or disasters. Doesn’t cover third-party liabilities

Flexible plan where premium depends on how much you drive. Ideal for low-mileage users
Covers third-party liabilities, including third party death, disability & property damages
Covers accidents, including third party liabilities and property damage.
Covers theft, including third party liabilities and vehicle recovery costs.
Covers man-made acts, including third party liabilities and related damages.
Covers natural calamities, including third party liabilities and environmental damages.
Covers fire, including third party liabilities and property damages.
Covers animal attack, including third party liabilities and injuries.
Depreciation is not covered, which reduces the insured declared value (IDV) of your vehicle over time, affecting claim payouts for own-damage.
Claims are denied if the driver holds an invalid or expired license, as this violates policy terms requiring a valid license at the time of the accident.
Any incident involving driving under the influence of alcohol or drugs voids the claim, as it constitutes reckless behavior excluded from coverage.
Coverage does not extend beyond specified geographical limits, such as international borders or restricted zones defined in the policy.
Damage due to mechanical or electrical breakdowns is not covered unless resulting from an accident; routine wear and tear are excluded.
Claims are invalid for vehicles used in illegal activities or modifications that contravene regulations, including unauthorized racing or overloading.
Loss or damage from war, invasion, nuclear risks, or civil commotion is explicitly excluded under standard policy clauses.


Ensures you comply with Indian traffic rules and avoid fines or penalties

Protects against costly repairs from accidents, fire, or theft

Covers injury or death of others in an accident caused by your car

Ensures financial support for you or your family in case of injury or death

From minor scratches to major accidents, your policy keeps repair costs in check.

TP cover handles third-party treatment expenses after an on-road mishap, protecting you from hefty medical bills.

Accident caused by your car: compensation for third-party disability, and for death, support to their dependents.

PA cover provides compensation to the owner/driver’s family in case of death, easing severe financial stress.
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Safeguard your car from the consequences of unforeseen circumstances. Get a reliable Bajaj General car insurance plan through Park+ quickly and in a hassle-free way.
Begin your journey
Start your journey by visiting Park+ and reaching the ‘Insurance’ section.
Input details
Enter the required details, such as ‘Vehicle Number’, to get the quotes.
Compare, customise and choose
Review and compare the Bajaj General policy features, add-ons, terms and conditions, etc., to make an informed decision
Complete KYC and pay
Verify your details by completing KYC and make the payment to buy a Bajaj General car insurance policy.
Kick out even the bare minimum possibility of financial losses occurring out of car accidents or other adverse situations by renewing your Bajaj General car insurance policy with Park+ on time.
Begin the car insurance renewal journey
Navigate to the ‘Car Insurance Renewal’ section on the Park+.
Provide the required details
Input your vehicle registration number, name, and mobile number to proceed with the car insurance process.
Choose, Customise and Review Your Insurance Plan
Explore Bajaj General car insurance plans, select suitable add-ons, and review your details along with the final premium before proceeding.
Make a Secure Payment and Renew Instantly
Select your preferred payment method, complete the payment, and get your Bajaj General car insurance renewed instantly.
Meet an accident/mishap? Worry not! Perform the listed actions from Bajaj General car insurance to claim your monetary loss securely and quickly.
File an FIR (if necessary) and notify Bajaj General immediately to initiate the claim process.
Provide Supporting Evidence
Submit all relevant evidence, including photos and videos, to your insurer to facilitate smooth claim processing.
Damage Assessment and Vehicle Repair
The insurer will assess the damage, and upon approval, your vehicle will be sent to an authorised garage for repairs.
Claim Settlement After Repairs
Once repairs are completed, the Bajaj General will settle the claim according to your policy terms.
Here are the necessary documents one should have at the time of buying a Bajaj General car insurance policy and to get a claim.
Bajaj General Car Insurance proposal form (duly filled and signed)
A completed and signed Bajaj General Car insurance proposal form is required to initiate the insurance process.
A copy of the vehicle's Registration Certificate (R.C.) must be submitted as proof of ownership and registration.
The original invoice of the vehicle should be provided to verify the purchase details and vehicle model.
A government-issued identity proof (e.g., Aadhar, Passport, or Driver’s License) is required to confirm the vehicle owner's identity.
A valid address proof (e.g., utility bill or bank statement) is necessary to verify the applicant’s residential details.
Additional documents or information may be requested by the Bajaj General to complete the policy issuance process.
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Deductible is a certain amount of money that the policyholder has to pay out of his pocket to met medical or other expenses before the insurance company pays for the expenses covered under the policy.
Yes, Go Digit offers 11 customisable add-on covers, allowing people to secure their car in the way they want.
Yes, policyholders can easily renew their car insurance policy online.
No, the standard car insurance doesn’t cover tyre damage. However, policyholders can opt for a tyre protection add-on cover to protect the vehicle’s tyres.
Yes, policyholders can request the insurer to rectify the chassis number of their vehicle by connecting with the concerned person/support desk.
Yes, under the Motor Vehicle Act 1988, it is mandatory for all registered vehicles in the country to have third-party car insurance.
Premium is decided considering several factors such as age of the vehicle, geographical location, gender, type of insurance, make and model of the vehicle, etc.
Yes, policyholders can easily cancel their car insurance claim by just connecting with the concerned representative, requesting cancellation of the car insurance claim.