Steps You Must Follow to Keep It Clean and Simple!
A hit-and-run accident is perhaps your worst nightmare! Imagine it is dark and rainy, and you have hurriedly put your car in reverse gear. While doing so, you end up accidentally hitting the car that is parked behind you. You cannot bring yourself to believe what just happened. Here is a suggestion: instead of getting scared, follow the below steps and handle the situation calmly.
1. Be Present at the Spot of the Accident
Leaving the spot can have serious consequences. You will be charged with hit-and-run, a criminal offence. Hence, stay put; do not leave the scene because it will result in more difficulty if they have to track you down. Things might get drawn out and costly.
2. Find the Damaged Car's Owner
It is important that you stay at the scene of the accident for some time, and if the owner does not show up, leave an apology note along with your contact details. It will be helpful to check with any witnesses or establishments nearby if they are/know the car's owner.
If you have no choice but to leave a note, ensure that the bit of paper is secured and won't get wet or blown away. You can leave it beneath the windshield wiper.
3. Click Clear Pictures and Note Down the Necessary Details
Documentation will help you be on the safe side. If the vehicle's owner decides to play foul with you to extort more money by causing further damage to the car, you will have the necessary documents ready at your disposal to prove your point: - Get nice and clear pictures of the damaged vehicle and your vehicle. This will explain the degree of damage. - Jot down the car details, such as the licence plate number, car model, unique features, and more.
4. Discuss the Problem Together
Whether you will have your insurance companies involved will depend on the severity of the damage. However, here's what you can do: - You must talk with the other party and decide what can be done. If the damage is minimal and the other party does not wish to press charges, you can settle by paying for the damages out-of-pocket. - Inform your respective insurance companies about the collision.
5. Assess the Severity of the Damage
If the damage is quite severe and more than just a scratch, filing a police report is a must. - Reach out to the local police station. - Inform them how the accident happened. You can also show them pictures to help them better understand the severity of the damage. The information will help them prepare an accident report.
Final Thoughts
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