Haven’t you heard about Safety is Free, Use Plenty Of It and Prevention is better than cure?
In a Country like India where road accidents are no surprise, Helmet and Traffic rules should be an individual’s top priority.
In India, wearing a helmet is crucial for road safety. It is essential to comprehend the necessity of wearing helmets in a nation where two-wheelers account for a significant percentage of all traffic on the roads. It is more important to wear a helmet when riding a two-wheeler than just obeying the law; it is an issue of personal safety.
According to current Indian traffic legislation, anyone riding a two-wheeler must wear a helmet. In a similar vein, current legislation requires that all owners of two-wheelers maintain a certain level of third-party insurance coverage for their vehicles. If you break these rules, you risk penalties and other harsh consequences that could affect your ability to drive your car and your permit.
Therefore, it's critical to have the appropriate insurance coverage and to be informed of the laws governing helmet use. Let's study up on the same.
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Indian Helmet Law:
According to the Motor Vehicles Act of 1988, Helmet use is required for anyone operating a two-wheeled vehicle. Over the years, various revisions have been made to the Act. 2019 saw the most recent revision, which added the following information about helmet safety laws:
According to Section 129, everyone who rides a bike after the age of four must wear a protective headgear. Helmets with straps that are firmly fastened to the wearer are necessary for both the rider and their passenger.
The materials and design of the helmet must provide the wearers with the best possible protection in the event of an accident.
If an individual is seen operating a two-wheeler without a helmet, Section 194D requires the offender to pay a fine of ₹1000. Their driver's license can also be suspended for three months.
In India, those who ride two-wheelers and wear turbans are free from wearing helmets when doing so. This exception applies to Sikh households.
Additional RTO guidelines have been issued by Section 138(4)(f) of the Central Motor Vehicles Rules (CMVR) to assist individuals in adhering to these helmet laws. Two-wheeler manufacturers are required by this Section to supply two BIS-compliant helmets: one for the rider and one for the passenger.
There has been opposition to India's helmet laws, even though they were created with commuter safety in mind. Some states have brought forth temporary provisions, while others have changed the laws while considering the opinions of the riders.
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Types of Helmet:
According to Indian helmet legislation, you would believe that any kind of helmet on the market is acceptable, but this is untrue. People frequently ride with half-helmets on because they think they will protect without sacrificing comfort. A half helmet, as its name implies, covers only half of your head and does not offer full head protection in the event of an accident.
The features of the helmet you wear are specified by the Act. Helmet producers are required to abide by the Bureau of Indian Standards (BIS) regulations. A helmet ought to contain the following features:
The helmet's weight restriction was lowered from 1.5 kilograms to 1.2 kg.
The helmet needs to have high-quality foam and a minimum thickness of 20 to 25 mm.
It is prohibited to sell helmets without the ISI brand; all helmets should bear this mark.
The eye-covering portion of the helmet ought to be composed of sturdy, clear material to avoid obstructing the rider's vision.
The recommended BIS tests, which evaluate impact absorption under various weather and speed situations, should also be passed by the protective headgear.
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Is it possible for an insurance claim to be denied if a helmet is not worn?
The outcome of your bike insurance claim is contingent upon several circumstances. Conditions and exclusions are parts of an insurance policy that list the things or circumstances that the coverage does not cover. For example, it's crucial to abide by traffic laws. If an accident happens while the claimant is breaking traffic laws, the claim might not be approved. * Since it's required by law to wear a helmet, it could lead to claim rejection if the injured party wasn't wearing one when the accident happened. However, there are a lot of variables involved with claims. It would therefore be best to speak with your insurance provider. For the sake of one's safety, a helmet should always be worn, regardless of how it could affect the likelihood that a claim will be approved.
An accident might have a serious financial impact even if you are wearing a helmet. Damage to your bike and other vehicles may result from an accident. Having a thorough two-wheeler insurance policy is crucial in these kinds of situations. It can offer you the financial assistance you require to get back up and resume riding your bike.
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Conclusion:
Overall it can be concluded that India's helmet laws, which are intended to keep riders safe, are essential to your security. For your well-being, you should adhere to them and fully comprehend them. Make sure the helmet you choose complies with all safety regulations. Read the details thoroughly before purchasing a helmet rather than buying one for the sake of buying one.