Car owners in India have no dearth of options when it comes to car insurance, with numerous companies offering attractive insurance policies.
Choosing the best car insurance company, however, might take some work. You'd want to get the best possible insurance policy for your vehicle, both in terms of coverage and value for money.
That said, United India Car Insurance stands out as one of India's most reliable car insurance companies. Let's consider the perks of getting your vehicle covered by United India car insurance.
7 Reasons Why United India Car Insurance is a Good Choice
With so many options available, one might wonder if there's anything special about United India Car Insurance. Indeed, getting a car insurance policy from this provider has several perks.
1. Cashless Repairs
United India Car Insurance has an extensive network of over 3100 garages in India that offer cashless repair facilities.
This saves you out-of-pocket expenses when getting your car repaired and helps avoid the hassle of getting your expenses reimbursed later on.
2. Discounts for Specially Designed Vehicles
If your vehicle has been modified or specially designed for blind, disabled or mentally challenged individuals, this insurance company is a great pick.
Such vehicles are eligible for a discount on the damage covered under United India Car Insurance's policies.
At the end of the day, you'd want your car to be insured by a company that you can count on.
Over the years, United India Car Insurance has earned a strong reputation for its quick claim approvals and transparent policies. You may expect generous payouts if you meet the necessary terms.
4. Anti-Theft Device Discounts
Since vehicle theft constitutes a valid reason to file an insurance claim, United India Car Insurance offers a discount on the premium for vehicles with anti-theft devices.
This undeniably serves the insurance provider's interests by making it less likely that you'd have to file an insurance claim.
However, considering that it's a good idea to install anti-theft devices on your vehicles anyway, it's a great way to save some money on your car insurance.
5. Discounts for Automobile Association of India Members
United India Car Insurance would prove particularly cost-effective if you happen to be a member of the Automobile Association of India.
The insurance provider offers the association members a discount on their damage coverage.
6. Wide Range of Add-Ons
The policies offered by United India Car Insurance are already quite holistic and offer decent coverage. However, you may also choose from a range of add-ons to enjoy extra protection in different aspects.
Add-ons offered by this insurance provider include:
Engine and gearbox protection cover: Any damage caused to your car's engine or gearbox due to the leakage of lubricating oil or water regression is covered.
Courtesy car cover: To ensure unhindered transportation, this add-on compensates you for the expenses of hiring a rental car while your car undergoes repairs.
Return to invoice cover: In the event of the total loss of your vehicle, you'll receive the difference between the IDV and the current sale value of your car.
Nil depreciation cover: Under this add-on, United India Car Insurance will bear the total cost of repairs without considering the depreciation of your car and its parts.
Medical expenses cover: In case of a road accident, this add-on covers the medical expenses incurred by the hospitalisation of the passengers in the insured vehicle.
Personal effects cover: You may get this add-on to enjoy protection against financial loss caused by the damage or loss of any personal item in the car in the event of perils.
Such a comprehensive range of add-ons helps offer maximum protection. All you need to do is pick the ones you need while balancing the premium against your budget.
7. High Claim Settlement Rate
One of the biggest concerns that car owners filing a claim is whether or not the insurance policy will approve it.
United India Car Insurance is a trustworthy provider with an impressive claim settlement rate of 96.45%. Rest assured that filing and incurring a claim with this insurance company will never be a hassle.
It suffices to say that United India Car Insurance is one of your top choices in every regard.
Not only is this insurance provider extremely reliable, but the policies and add-ons guarantee maximum coverage. Put these factors together with the various discounts, and you'll have everything you need.
You may visit the Park+ website to learn more about United India Car Insurance, along with a detailed guide on how to file a claim.
You may also explore numerous other insurance companies on the website if you aren't sure about your choice. Download the Park+ App today for a seamless experience as a car owner.