But what if you lose this vital document? Don't be concerned and keep scrolling to learn how to download a car insurance policy online and to get a duplicate copy offline.
How to Download a Car Insurance Policy?
Downloading a car insurance policy online is extremely convenient. You simply need to visit your insurer's website or request your insurance company for a duplicate policy document.
If you are wondering how to download a car insurance policy online, go through the following steps:
Go to the company's website: Go to the car insurance page of your insurer's official website.
Log in: Enter your policy number, name, and contact information to log in.
Download: You will find a download option on your screen. You will get an OTP or a link to your email address shortly after tapping upon it. After entering and validating the OTP, you can download the duplicate copy. Ensure you have a copy of it in case you need it afterwards.
How to get a duplicate copy of your car insurance policy offline?
Apart from the above-mentioned steps, you can also get a hold of your car insurance plan offline by contacting your insurance company.
You can obtain a hard copy of your document by following these steps:
Inform your car insurance company right away: The first thing to do after misplacing the policy paper is to notify your car insurance company of the loss so that the procedure for issuing a copy of the policy document can begin. You can call your insurer on the emergency number or email the company to notify them of your loss.
File an FIR: Some insurance companies will not issue duplicate car insurance documents without a copy of the FIR. Thus, consider filing an FIR with the nearest police station right away. You must obtain a photocopy of the FIR and submit it to the insurance company. The FIR would prove that you did indeed lose your car insurance paper, which will help you obtain your duplicate insurance papers.
Advertise: Put an advertisement in the local newspaper stating that your car insurance document has gone missing. Consider putting up the advertisement in a newspaper that circulates across the state where you reside or where you lost your document.
Application: Submit a request for a duplicate copy of insurance to your insurer. Mention how you lost your papers and add a few details, such as name, policy number, date of issuance, type of coverage and more.
Indemnity bond: Purchase an indemnity bond. Ensure it is signed by at least two witnesses and accepted by a notary. Note that you will have to buy the stamp paper and acknowledge the bond by a notary. Your request for a duplicate car insurance plan will be approved only after you complete this procedure.
Accidents can happen at any time, so having car insurance every time is essential. You must keep a copy of your car insurance policy on hand every time or know how to download a car insurance policy online in case you misplace the policy.