CarInsuranceInclusionsandExclusions.webp

### What happens if a friend drives my insured car and gets into an accident?
If your friend holds a valid, permanent driving licence and you have a valid Comprehensive policy, the insurance will generally cover the claim.

### Is third-party car insurance enough for my vehicle?
Third-party insurance fulfills your legal requirement but only covers damage caused to others (third-party). It doesn’t protect your own car.

### If I modify my car (like adding CNG or accessories), should I inform my insurer?
Yes, any modification such as installing a CNG kit, alloy wheels, or expensive accessories must be reported.

### What if I sell my car, I transfer the car insurance policy to the new owner?
Absolutely. You can transfer the policy to the buyer’s name by informing your insurer within 14 days of the sale.

### Do I really need car insurance if I drive rarely or just within the city?
Yes. Even occasional drivers are legally required to have at least third-party car insurance.

### Can I claim car insurance for minor scratches or dents?
Yes, you can, but it’s often not advisable because small claims can affect your No Claim Bonus (NCB).


## FAQs


 Understanding your car insurance policy is crucial before you hit the road. Whether you plan to renew car insurance, buy car insurance online, or compare popular plans like Tata AIG Car Insurance, ICICI Lombard Car Insurance, Bajaj Allianz Car Insurance, knowing what’s covered and not covered can help you make smart financial decisions. Learn how to choose the right coverage and explore useful add-ons to fully safeguard your car and finances.


Car Insurance Inclusions and Exclusions


Understand car insurance inclusions and exclusions in India. Know what is covered, what is not, types of car insurance, add-ons, and tips before you buy or renew car insurance online.

Car Insurance Inclusions & Exclusions – What Your Policy Covers & Excludes

Third-Party vs Comprehensive Car Insurance

Third-Party vs Comprehensive Car Insurance.webp

### What is the main difference between third-party and comprehensive car insurance?
Third-party insurance only covers damages caused to another person, vehicle, or property. Comprehensive insurance covers both third-party and your own car’s damages.

### Can I switch from third-party to comprehensive insurance later?
Yes, you can upgrade your policy at the time of renewal or mid-term (depending on your insurer’s rules).

### What happens if I drive without third-party car insurance?
Driving without valid third-party insurance is illegal and can lead to heavy fines or legal action.

### I have a car loan. Will the bank require me to buy a specific policy?
Yes, financial institutions and banks that provide car loans typically mandate that you purchase a Comprehensive Car Insurance Policy to protect their financial interest in the vehicle (the asset) until the loan is fully repaid.

### If my car gets stolen, will third-party insurance cover it?
No, third-party insurance does not cover theft. You need a comprehensive policy for theft protection.


## FAQs- Third-Party vs Comprehensive Car Insurance


Choosing the right car insurance policy is crucial for every vehicle owner. The guide will explain the key difference between comprehensive and third-party insurance, helping you decide which cover truly protects your car. Learn how to compare coverage, premiums, and when to renew car insurance from trusted insurers like HDFC ERGO car insurance, Bajaj Allianz.

Third-Party vs Comprehensive Car Insurance: Which Is Better?


Choosing the right car insurance policy is crucial for every vehicle owner. Check key difference between comprehensive and third-party insurance, helping you decide which cover truly protects your car. 

Third-Party vs Comprehensive Car Insurance: Which one to Choose?

No Claim Bonus in car insurance.webp

### What happens to the NCB in case the vehicle gets stolen?

In case a vehicle gets stolen, the NCB becomes zero. 

### What is the maximum limit of NCB?

The maximum limit of the NCB is 50%. Policyholders can enjoy this discount after having five claim-free years (though the discounts might vary depending on the insurer).

### What happens to the NCB if the car insurance is not renewed for 90 days from the date of its expiry?

In case the car insurance policy doesn’t get renewed within 90 days from the date the policy expires, the NCB lapses and the holder cannot avail of its benefit. 

### Can NCB be transferred from one car to another?

Yes, NCB can be transferred from one car to another if it satisfies the conditions laid down under the opted car insurance policy. 

### Does NCB apply to third-party insurance?

No, NCB does not apply to the third-party car insurance. 

### How much is the grace period for renewing the car insurance policy?

The grace period is of 90 days and is counted from the date of the expiry of the car insurance.

### Can I secure NCB even after making a claim?

Yes, with the No Claim Bonus protection add-on (paired with a comprehensive car insurance policy), policyholders can secure the ongoing NCB benefits.

### Can I enjoy two claims without losing the accumulated NCB?

Yes, with the No Claim Bonus protection add-on, policyholders can claim twice in the policy year without sacrificing their accumulated NCB.


No Claim Bonus in car insurance or NCB, is a reward provided to the policyholders for having a claim-free year. The discounts on car insurance premiums vary from 20% to 50% aiding them in maintaining financial efficiency and promoting safer driving. Gain a comprehensive understanding of the complete details and vital aspects related to it with this detailed read. 


What is the No Claim Bonus in car insurance?


Learn all about No Claim Bonus (NCB) in car insurance — how it works, eligibility, benefits, maximum discount of 50%, and tips to protect your NCB. Save on premiums while promoting safe driving.

No Claim Bonus (NCB) in Car Insurance: Benefits, Eligibility & Discounts

Benefits of Tubeless Tyres For Your Car.webp

Discover the advantages of tubeless tyres over tube-type tyres. From safety and fuel efficiency to easier repairs, learn why tubeless tyres are the go-to choice for modern vehicles.

Why Tubeless Tyres Are the Superior Choice for Your Car or SUV

Discover the advantages of tubeless tyres over tube-type tyres. From safety and fuel efficiency to easier repairs, learn why tubeless tyres are the go-to choice for modern vehicles.


Benefits of Tubeless Tyres For Your Car

How to Prevent Tyre Burst.webp

Discover effective strategies to prevent tyre bursts, protect your new car, and ensure road safety. Ensure safe driving with these expert-recommended practices.

How to Prevent Tyre Burst?- Essential Tips for Safer Driving and Maintaining New Car Tyres

How to Prevent Tyre Burst?

medium_Corrected_1200x600_Image.avif

How to Check Tyre Size for Your New Car Easily

Learn the simplest steps to check the tyre size for your new car. Understand what tyre size numbers mean and effortlessly make informed decisions.

Upcoming Hybrid Cars.webp

### Is it right to file a complaint against an incorrect traffic challan?

Yes, to lodge a complaint against the incorrectly issued challan is your authority and you are completely free to raise a dispute.

### Is it required to save the <city> challan payment receipt?

It is recommended to get the challan payment receipt and save it somewhere for future references and to avoid future hassles.

### What happens if I don’t pay the <city> challan?

Failure to pay the fine amount on time will result in increased fines, additional penalties and at times legal actions also.

### Do the traffic police have the right to seize the vehicle?

Yes, under certain circumstances, traffic police have the right to seize the vehicle.

### What is the ideal time at which the <city> challan has to be paid?

Ideally, the <city> challan should be paid within 60 days from the date a challan is issued.

## FAQs

Discover the revolutionary future of mobility as India's automotive market embraces cutting-edge, eco-friendly hybrid technology. Explore detailed insights, pricing, performance, and design innovations in a guide to the top upcoming hybrid models set to transform urban and luxury driving experiences.

Upcoming Hybrid Cars in India 2025-2026

Discover the top 08 upcoming hybrid cars in India for 2025 & 2026. Explore innovative designs, eco-friendly tech, and competitive pricing. Stay ahead in the automotive revolution!

Amitabh Bachchan Car collection.webp

### 1. How many luxury cars does Amitabh Bachchan own?

Amitabh Bachchan owns a fleet of luxury cars, including six high-end vehicles worth over ₹21 crore. His collection features premium brands such as Rolls-Royce, Bentley, Range Rover, Mercedes-Benz, Lexus, and Mini Cooper.

### 2. What is the most expensive car in Amitabh Bachchan’s collection?

The Rolls-Royce Phantom VIII is the most expensive car in his garage, valued at ₹9.5 crore. It is known for its supreme luxury, hand-crafted interiors, and powerful 6.75L V12 Twin-Turbo engine.

### 3. Does Amitabh Bachchan drive his cars himself?

While he has a team of professional chauffeurs, Amitabh Bachchan is often spotted driving his vehicles, especially his Mini Cooper S and Mercedes-Benz S-Class, for personal journeys and casual outings.

### 4. How does Amitabh Bachchan maintain his car collection?

His cars are regularly serviced by authorized dealerships, undergo professional detailing, and are stored in a climate-controlled facility with 24/7 security surveillance and GPS tracking.

## FAQs for Amitabh Bachchan Car Collection

Step into the extraordinary world of Amitabh Bachchan's automotive excellence, where six exceptional vehicles worth over ₹21 crore showcase the perfect blend of luxury and functionality. From the majestic Rolls-Royce Phantom VIII to the sporty Mini Cooper S, each car serves a unique purpose in Big B's life. His collection features the finest in British, German, and Japanese engineering, combining powerful performance with ultimate comfort. The garage stands as a testament to the megastar's refined taste and success in Indian cinema.

Amitabh Bachchan Car Collection With Price & Specification

Discover Amitabh Bachchan's prestigious car collection, featuring Rolls-Royce, Bentley, Range Rover, and more. Explore the detailed breakdown of Big B's multi-million-dollar luxury vehicles.

most expensive ferrari.webp


### 1. What is the most expensive Ferrari ever sold?  

The Ferrari 250 GTO (1962) was the most expensive Ferrari sold, fetching $70.2 million in a private sale.

### 2. Which Ferrari is the most expensive to maintain?  

The Ferrari LaFerrari is among the most expensive to maintain due to its hybrid system, limited parts availability, and specialized service requirements.

### 3. Are old Ferrari models more expensive than new ones?  

Yes, vintage Ferrari models—especially limited-edition race cars like the 250 GTO—typically appreciate and are more expensive than new models due to rarity and historical value.

### 4. Why are Ferrari cars so expensive?  

Ferrari cars command high prices because of their exclusivity, racing heritage, bespoke engineering, and meticulous craftsmanship. Limited editions, unique design, and brand legacy further elevate the cost.

### 5. How many Ferrari 250 GTOs are available in the world?  

Only 36 Ferrari 250 GTOs were ever made, making it one of the rarest and most valuable classic cars globally.

### 6. How many Ferrari F80s are available in India?  

As of 2025, only a handful of Ferrari F80s—estimated under 10—are privately owned in India, making it one of the most exclusive Ferrari Cars in the country.

## FAQs for Most Expensive Ferrari Cars 

Discover the Ferrari most expensive cars in the world and the ones auctioned at a handsome price to date. Know what makes Ferrari cars expensive and what factors make this stand out from the others. 

Top 8 Most Expensive Ferrari Cars in the World

Explore the top 08 Ferrari most expensive car in 2025, their unique features, prices in India and globally, and the factors that make them the costliest cars in the world.

List of Most Expensive Ferrari Cars in the World

With the introduction of Avinya, a new premium EV brand slated for 2026, Tata Motors is preparing to completely rethink its approach to electric vehicles. Avinya, which will be positioned above the company's current electric lineup, will have cutting-edge electric platforms, contemporary style, and a more upscale ownership experience. The brand represents Tata's transition into a more ambitious and globally competitive EV market with its dedicated showrooms, future-ready technology, and emphasis on long-range electric transportation.

Tata Motors to introduce the luxury EV brand Avinya in 2026

In 2026, Tata Motors will launch the high-end EV brand Avinya, which will have cutting-edge technology and a specialised sales network.

With overall EV sales surpassing 2.5 lakh and the Nexon EV becoming the nation's first electric vehicle to surpass 1 lakh units sold, Tata Motors has reached a turning point in India's electric mobility adventure. These accomplishments highlight Tata's solid leadership in the EV industry and rising customer confidence. The corporation has reaffirmed an ambitious product strategy for the future, with new and improved electric vehicles scheduled for release in 2026.

Tata EVs Soar with New Launch Plans and Record Sales

Nexon EV sales exceed 1 lakh units, while Tata Motors EV sales surpass 2.5 lakh. Punch EV and Sierra EV are two new vehicles that will be released in 2026.

As a significant step toward the imminent introduction, Kia India has formally begun manufacturing the all-new Seltos at its Anantapur manufacturing site. The updated SUV is scheduled to go on sale soon, as evidenced by the first unit coming off the assembly line. In an effort to boost Kia's standing in the fiercely competitive mid-size SUV market in India, the new Seltos boasts a bigger footprint, updated design, cutting-edge in-car technology, and enhanced safety features.

Kia Starts Producing All-New Seltos Locally in India

On January 2, 2026, Kia India will start manufacturing the brand-new Seltos SUV, which will have improved safety, technology, and design.

Mahindra's next major lifestyle-focused product, the Vision S SUV, has been observed testing once more. With its rough design cues, upright stance, and boxy proportions, the Vision S is being created as a contemporary, capable SUV targeted at consumers who desire style with substance. The new model, which is anticipated to compete with the future Tata Sierra, will probably include cutting-edge technology, enhanced safety, and a variety of engine options when it launches in 2026 or 2027.

A tough rival to the Tata Sierra, the 2026 Mahindra Vision S SUV was spotted

The Mahindra Vision S SUV, which is anticipated to appear in late 2026–2027, has been spotted testing with a daring design and cutting-edge features.

With the Avinya EV scheduled for release by the end of 2026, Tata Motors is getting ready to take a significant step in its electric journey. Avinya is a high-end, future-ready electric car with a revolutionary EV architecture, a longer driving range, fast charging, and a roomy, simple cabin. It is positioned above Tata's current electric portfolio and represents the company's goal to compete in the higher-end EV market while demonstrating cutting-edge technology, comfort, and sustainability-focused design for contemporary Indian consumers across the country.

India is expected to receive the Tata Avinya EV by late 2026

By late 2026, Tata Motors will introduce the high-end Avinya EV, which will have a novel EV architecture, a long range, a contemporary design, and cutting-edge technology.

After ten years of manufacturing, Jaguar has officially closed the F-Pace, ending a significant phase for the British luxury brand. The F-Pace, Jaguar's first SUV, was crucial in increasing the company's appeal throughout the world by fusing sporty performance with practicality for daily use. Jaguar is moving away from gasoline and diesel vehicles in order to concentrate entirely on its electric-only future, which is scheduled to start in 2026. Its demise marks a significant change.

Production of the Jaguar F-Pace Ends and a New Electric Era Begins

To fully transition to electric vehicles, Jaguar has halted production of its first SUV, the F-Pace, after ten years. A new EV is scheduled for 2026.

The 2026 Kia Seltos ushers in a new age with an eye-catching redesign and an array of high-end features. The SUV has improved dimensions, flush door handles, a striking tiger-nose grille, and contemporary LED lighting that make it stand out on the road. It is one of the most attractive products in its class with upgraded safety features, improved comfort, connection, and panoramic Trinity display. Engine choices are still recognizable, guaranteeing a seamless transition for both new and existing customers.

Unveiling the All-New Kia Seltos: A Modern Appearance and Cutting-Edge Features

The all-new Kia Seltos represents a significant advancement in the small SUV market with its striking design, tech-rich interior, Level-2 safety systems, and sophisticated engines.

Tata Motors has added a new Ultra model to the Safari portfolio for the petrol version, targeting consumers looking for high-end equipment with fuel efficiency. The Safari Petrol Ultra, marketed as a top-spec model, has improved safety technology, a larger high-resolution infotainment system, improved passenger comfort, and sophisticated driver assistance. The new model enhances Safari's attractiveness in the competitive three-row SUV market for families and long-distance highway touring buyers with its turbo-petrol engine and contemporary gearboxes.


Tata Safari Petrol Receives a New Ultra Model

A new Ultra version of the Tata Safari petrol is available with Level 2 ADAS, a turbo-petrol engine, and luxury equipment, increasing choice and technological appeal.

By adding a gasoline engine to the Harrier lineup for the first time, Tata Motors has made the SUV more affordable for a larger group of consumers. Smoother performance is promised by the new turbo-petrol drivetrain, while feature upgrades for all versions improve technology, comfort, and safety. The new Fearless Ultra trim, which is at the top of the lineup and offers premium amenities, cutting-edge driving assistance, and a more upscale cabin experience, adds to the appeal.

The Tata Harrier Petrol Adds New Features and a Fearless Ultra Variant to the Lineup

For Indian consumers, Tata Motors has introduced the petrol-powered Tata Harrier with a new turbocharged engine, improved features, and a premium Fearless Ultra edition.

The Maruti Suzuki Celerio, which is manufactured in India, received a three-star rating for adult occupant protection and two stars for kid occupants after being assessed using the most recent Global NCAP crash test standards. The bodyshell and footwell were discovered to be unstable, and child seat protection was inadequate, even if standard safety features, including six airbags, electronic stability control, and ISOFIX mounts, enhanced performance. This new grade emphasises the advancements in safety as well as the areas where entry-level vehicles require improved restraint compatibility and a stronger structure in order to receive higher scores.

Global NCAP Results for the Maruti Suzuki Celerio: Advances with Cautions

Maruti Suzuki's revised Celerio received a 2-star Global NCAP certification for child safety and a 3-star rating for adult safety, but structural limitations and problems with the child seat precluded higher ratings.

With a new EV policy intended to reduce vehicle pollution and increase the adoption of clean transportation, Delhi is getting ready to launch its next phase of electric mobility. The strategy, which is anticipated to take effect in the upcoming fiscal year, will emphasise robust purchase incentives, expanded infrastructure for charging, assistance with battery swapping, and advantages for getting rid of older gasoline and diesel vehicles. The goal of the strategy, which is currently undergoing stakeholder consultations, is to increase the practicality, accessibility, and attraction of electric vehicles for regular users around the capital.

Delhi's Upcoming Electric Vehicle Policy Is Almost Here

In order to encourage the adoption of EVs, Delhi is finalising a new policy that will include incentives to discard outdated, environmentally harmful vehicles, better charging infrastructure, and subsidies.

According to the most recent ANCAP crash test procedures, Toyota's newest Hilux has earned a prestigious five-star safety certification, solidifying its reputation as a robust yet secure pickup. Strong performance in terms of adult and child occupant protection, reliable protection for bicyclists and pedestrians, and efficient safety assist technologies are all reflected in the grade. The Hilux shows that high levels of active and passive safety can coexist with durability and everyday utility, as evidenced by the modern driver aid systems available in the majority of models.

Toyota Hilux Receives Top 5-Star Safety Rating in Latest ANCAP Crash Tests

Supported by cutting-edge safety technology, the Toyota Hilux has a five-star ANCAP crash safety rating with robust protection for adults, children, and pedestrians.