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How to Link FASTag with Bank Account

FASTag, since its introduction in 2014, has been making an impact in the toll collection system of India. However, a lot of consumers are unsure about how to seamlessly connect their FASTag to a bank account for automatic toll deductions. We will help you get to run through the process of how to link FASTag with bank.account.

Understanding the FASTag System

Let us take a look at how FASTag works. It utilises RFID technology to track the vehicle movement and deducts the toll directly from the FASTag account. While directly you cannot link your bank account. But there is an indirect method. You can connect your FASTag account to a prepaid wallet, which in turn can be connected to your Bank account. Some popular options are Paytm Payments Bank, Airtel Payments Bank, and wallets offered by various other banks.

Also it is equally important to maintain a minimum sufficient balance in your FASTag account to avoid fines and waiting times.

Also Read:- How to Stick FASTag on the Vehicle

Now, let's explore the best way to link fastag with bank account to keep your prepaid wallet topped up.

1. Linking via the FASTag Issuer's Portal/App

The FASTag stuck on your vehicle would have been issued by a financial institution such as ICICI, HDFC bank etc. All of these have their respective websites and apps to assist consumers in these kinds of operations. Hence simply going to the app or the website solves your problem of linking bank accounts.

Also Read:- How to find my FASTag issuer bank?

2. Linking via Prepaid Wallet Platforms

If you prefer using popular e-wallets like Paytm, Airtel Payments Bank, or others, the linking process is straightforward:

Also Read:- A Guide to FASTag Deactivation and Online Replacement Purchase

3. Linking via Mobile Banking Apps

Many Indian banks now offer FASTag management features directly within their mobile banking apps. This method provides a remarkably convenient way to link and recharge your FASTag.

Additional Considerations

Some key considerations to consider when linking your FASTag to the bank accounts.

  1. KYC Requirements: You may be required to complete a Know Your Customer (KYC) process by the wallet and bank you choose. Usually, you'll need to provide proof of identity and proof of address.

  2. Recharge Options: Most platforms offer both automatic and manual recharge options. Automatic recharge ensures you never run out of balance, while manual recharge gives you more control over your spending.

  3. Troubleshooting: If you encounter any problems, please go to the help section of your FASTag issuer or wallet provider for troubleshooting steps. Shortages in funds or inaccurate FASTag information are typical issues addressed in the FAQ section of these websites. Otherwise you can also reach out to the customer care of the respective issuers.

    Also Read:- 5 Things To Keep In Mind While Buying A FASTag

Conclusion

We hope this blog has helped you in knowing how to link FASTag with bank account. While the indirect methods can initially be cumbersome, it justifies the ease which it brings afterwards. Also it is equally important to consider the security of your online accounts, so that there is no compromise or breach. This calls for consumer awareness and several programmes by RBI, NCPI have been released in this regard. For more information about FASTag and all things cars, stay tuned with Park+.

Shivam Soni

Content Writer

Meet Shivam, a student of the IPM programme at IIM Indore and currently working with the content team at Park+. A keen enthusiast of how the industry works, combined with his passion for writing and research, he is constantly seeking to expand his understanding of various domains. The intricacies of artificial intelligence (AI), its possible implications, policies, and integration into the automobile environment are currently his primary area of interest.