About United India Insurance Company
United India Insurance Company is one of the premium insurance companies in India. The company was set up in 1938 and offers a wide range of general insurance policies such as car insurance, two-wheeler insurance, health insurance and more. It has offices all across India offering affordable insurance policies to all Indian citizens. The United India Insurance Company has provided financial security to millions of citizens across the country over the period of 84 years.
Along with general insurance policies, it also offers add-on covers to ensure complete security for its customers. Add-on covers for car insurance policies offer an extra layer of protection for an extended period for an additional cost. These add-ons are optional but offer many beneficial coverages.
United India Car Insurance Add-On Covers
United India Insurance Company offers a variety of add-on covers on car insurance. All the add-ons offer valuable coverage, which can be added to your comprehensive insurance policy. The following are the add-ons offered by United India Insurance Company and their benefits:
1. Courtesy Car Cover
A courtesy car cover is a very useful insurance add-on. In case of car theft or damage, you can claim this add-on to be reimbursed for renting another vehicle. The add-on offers up to INR 1,000 per day for around 3-7 days. You will be able to claim the add-on coverage twice during the tenure of your policy.
2. Nil Depreciation Cover
Since the value of a car depreciates over time, a nil depreciation cover is a very helpful add-on to your policy. It helps you save the depreciating cost of your car and car parts. In case of damage to the car or its parts, you will be offered the full value of the damage. It is also known as the 'zero depreciation cover' and is the most recommended add-on.
3. Engine and Gearbox Cover
Replacing or repairing the engine and gearbox can be very expensive. The engine and gearbox add-on cover helps you cover the cost of damage to your car's engine and gearbox. Damage can occur due to leakage of engine oil or water into the engine. Standard car insurance policies do not cover damage to the engine and gearbox; therefore, this add-on can be helpful.
4. Return to Invoice Cover
If your car suffers an irreparable loss, a return to invoice cover can prove to be an asset. The return to invoice insurance add-on compensates the insurer for the full amount of their car's value as mentioned in their sale invoice. It is a highly recommended add-on for high-end car owners.
5. Personal Effects Cover
As responsible drivers, one must always carry their RC, PUC and insurance papers with them at all times. Often, car owners keep these documents in their cars and other valuable items such as house keys, phones, laptops, etc. If you happen to lose any of your personal items due to unfortunate events, a personal effects cover compensates the policyholder for these losses.
6. Medical Expenses Cover
A standard insurance policy covers medical expenses for the policyholder only. However, the medical expenses add-on covers the hospitalisation expenses for everyone present in the car during the accident. This add-on compensates you for additional medical expenses for all the passengers.
7. Fibre-Glass Fuel Tank Cover
Any cost of damage or repair to the fibre-glass fuel tank is covered by this add-on.
8. Electronic Fittings Cover
This add-on covers the cost of repair to any electronic fitting in the car that was not a part of the manufactured car.
Do You Have Car Insurance?
If you are a new car owner and are looking to purchase a trusted car insurance policy, we have got you covered. Visit the Park+ website to learn all about the importance of having car insurance and the process of renewal.
You can also download the Park+ app on your smartphone to easily access all the necessary information regarding car insurance. The app is user-friendly and easy to navigate with a few simple touches.