How to Check Your Car Insurance Policy Details Online in India

The insurance sector has thrived due to this legal mandate, with a Compound Annual Growth Rate (CAGR) of 8% between FY 2022-'28. However, it is common to misplace or lose these important documents, and in such cases, you would need a duplicate one, especially if you have encountered an accident. This blog will explain how to find your car insurance policy details online.

Methods to Check Policy Details Online

In the digital age, almost any action can be performed online, including checking car insurance details. There are four ways to check your car insurance policy details online:

1. Using the Insurer's Official Website

Follow these steps to check policy details on the insurer's website:

2. Using the IIB Portal

The Insurance Information Bureau (IIB) portal operates under the IRDAI as an authentic data repository.

You need to have your RC book handy before starting the process. Using a single mobile number and email id, you can conduct an IIB search a maximum of three times.

Ensure that your vehicle has been insured on or after April 1, 2010. The IIB update requires time, so it may be unfruitful for newly registered vehicles.

Follow these steps to check policy details on the IIB portal:

3. Using the Vahan e-Services

Vahan e-Services is a special government web portal that serves as the national vehicle registry centre. Any regulator or layman can access it to retrieve any information regarding a particular vehicle that has been authentically registered.

Follow these steps to check policy details on the Vahan e-services web portal:

4. Using the RTO Website

If you purchase a new car, you need to get it legally registered under your designated RTO. They retain every piece of information registered under their jurisdiction, and you can use their website to know your car insurance policy details.

Follow these steps to check policy details on the RTO website:

Conclusion

Park+ offers several user-friendly services like challan tracking, FASTag details, car trading, car insurance information, updates regarding the availability of parking spots, etc., which smoothens your car ownership journey.

You can easily download the Park+ app for further details and efficient guidance. You can check out the car insurance webpage on Park+.